Vehicle Loans
On the Road Again
From your first car to your retirement RV, we have loan options for several types of vehicles, including:
- Cars/Trucks/Motorcycles
- Campers/RV's
- Tractors
- ATV's/Snowmobiles
- Boats
APR=Annual Percentage Rate. Rates subject to change.
Loan terms of 84 months have a minimum beginning balance of $20,000 or more. Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Boat/Camper Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 6.24% APR | $16.69 |
| 7 Years | 6.99% APR | $15.09 |
| 10 Years | 7.49% APR | $11.86 |
| 15 Years | 7.99% APR | $9.56 |
APR=Annual Percentage Rate. Rates subject to change.
Long term boat & camper loans require a minimum balance of $10,000 for 10 years & minimum balance of $20,000 for 15 years.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.
ATV/UTV Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 6.24% APR | $16.69 |
| 7 Years | 6.99% APR | $15.09 |
| 10 Years | 7.49% APR | $11.86 |
APR=Annual Percentage Rate. Rates subject to change.
10 year UTV loans require a minimum principal balance of $10,000.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.
Tractor Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 6.24% APR | $16.69 |
| 7 Years | 6.99% APR | $15.09 |
| 10 Years | 7.99% APR | $12.13 |
| 15 Years | 8.49% APR | $9.85 |
APR=Annual Percentage Rate. Rates subject to change.
Maximum age for tractor is 10 years old.
Long term tractor loans require a minimum balance of $10,000 for 10 years & minimum balance of $20,000 for 15 years.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.